Ruth Haines
John F. Kennedy International Airport (JFK) offers currency exchange services for travellers who need foreign currency for their trips. However, airport currency exchange services are often expensive, with high fees and poor exchange rates. While it is possible to buy euros at JFK, travellers may prefer to use an ATM at the airport or withdraw cash upon arrival at their destination to get a better exchange rate.
| Characteristics | Values |
|---|---|
| Can I buy Euros at JFK Airport? | Yes, there are 10 currency exchange locations at JFK Airport. |
| Where is the currency exchange at JFK Airport? | Terminal 8, Arrivals, Jamaica, NY 11430, USA. |
| Is it a good idea to buy Euros at JFK Airport? | It is not recommended as the exchange rates at the airport are usually not good. |
| What are the alternatives to buying Euros at JFK Airport? | Using an ATM at the airport or in Europe, ordering from your bank, or using a multi-currency card. |
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What You'll Learn
Currency exchange locations at JFK
John F. Kennedy International Airport (JFK) has several currency exchange options for travellers. While it is possible to exchange currency at the airport, it is important to note that airport currency exchange services generally have higher costs due to a lack of competition. Fees may be incorporated into the exchange rate, so it is advisable to examine both the quoted fees and the rate used for currency conversion.
One popular option for currency exchange at JFK is CXI (Currency Exchange International, Corp.), which has multiple branches across the airport. CXI is the largest and most trusted foreign currency exchange company in North America and offers great exchange rates and customer service. They provide foreign currency on demand for the most popular international currencies and also exchange over 80 foreign currency banknotes, which can be reserved in advance online or by phone.
Additionally, there are over-the-counter services available at currency exchange locations in the airport, where travellers can exchange money on the spot by paying in cash or with a card. However, this option can be expensive due to high fees and unfavourable exchange rates.
Another alternative is to use ATMs at the airport to withdraw foreign currency. This option typically offers better exchange rates and lower fees compared to currency exchange bureaus. It is recommended to use ATMs from regular bank institutions to avoid additional fees and unfavourable rates from money exchange bureaus.
It is worth considering multiple options and comparing exchange rates and fees before deciding on a currency exchange service at JFK Airport to ensure you get the best value for your money.
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ATM withdrawals
John F Kennedy International Airport (JFK) has several ATMs from different banks, which can be used to withdraw euros. HSBC ATMs are located near the airport entrance and at Terminal 7, and are available 24/7. Cardtronics ATMs can be found at Terminal 4, while J.P. Morgan and Chase Bank ATMs are located at Terminals 5 and 6, respectively, and are also open 24/7.
It is worth noting that while using ATMs at the airport is convenient, the exchange rates may not be as favourable as those offered by your bank or other financial institutions. Additionally, some travellers have reported encountering empty ATMs upon arrival, particularly after multiple flights have recently disembarked.
To ensure you get the best exchange rate, it is recommended to compare the rates offered by different ATMs and currency exchange services at the airport. Alternatively, you can consider using a multi-currency card, such as the one offered by Wise, which provides conversions at the mid-market exchange rate without any markups or hidden fees.
When using ATMs at JFK, it is important to prioritise your safety and security. Consider using a money belt worn under your clothing instead of a wallet, as it is a safer option that can help protect you from pickpocketing. Additionally, spread your cash across several secure places on your person and in your carry-on luggage to minimise potential losses in case of theft.
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Exchange rates
John F Kennedy International Airport (JFK) has several currency exchange locations. However, airport currency exchange services generally have higher costs due to a lack of competition. The exchange rates and fees offered at the airport may not be the most favourable. It is recommended to compare the fees and rates to determine the true cost of exchanging currency at the airport.
One option for exchanging currency at JFK is through over-the-counter services, where you can exchange money on the spot by visiting a currency exchange location and paying in cash or with a card. This option is convenient if the exchange office has the desired currency in stock, but it can also be expensive due to high fees and unfavourable exchange rates.
Another option is to pre-order your foreign currency online for airport collection. This can offer a better exchange rate compared to on-the-spot exchanges and ensures that the exchange office will have the required currency. Additionally, using a multi-currency card from providers like Wise can be a more cost-effective solution, as they offer conversions at the mid-market exchange rate without markups or hidden fees.
ATMs are also available at JFK and can provide a fair exchange rate. However, it is worth noting that ATMs at your destination airport may offer more favourable rates. Therefore, it is generally recommended to only exchange the minimum amount of money needed for immediate expenses, such as transportation or small purchases, and withdraw the majority of your funds from an ATM at your destination.
As of 13 June 2025, the exchange rate for 1 USD to EUR at JFK International Airport, Terminal 1, was between 0.735879 and 1.058947. It is important to note that these rates may not be indicative of the current rates and that exchange rates can fluctuate over time.
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Buying euros in advance
While it is possible to buy euros in advance, it is generally not recommended due to high fees and poor exchange rates. However, if you prefer to have euros beforehand for peace of mind or to cover immediate expenses, there are a few options available. Firstly, you can contact your bank to enquire about purchasing euros. Some banks may offer deals with no fees or minimal charges, but be sure to compare their exchange rates to avoid overpaying. Alternatively, you can explore online options or visit local stores, such as M&S, which offer travel money services with commission-free and click-and-collect options.
When buying euros in advance, it is generally advised to only purchase a small amount to cover essential expenses, such as transportation, meals, or incidentals. This is because euros obtained from ATMs in Europe will typically provide better value due to more competitive exchange rates and lower fees. It is recommended to inform your bank about your travel plans and understand their withdrawal fees to make informed decisions when withdrawing cash abroad.
Additionally, consider the acceptance of cards in Europe, which has become increasingly widespread, even for small purchases. Contact your bank to ensure your card will work internationally, and always carry some cash for tipping and visiting remote areas. It is also worth noting that exchange bureaus at European airports are usually accessible and provide a convenient option upon arrival if needed.
In summary, while buying euros in advance is possible through banks, online services, or local stores, it is generally more cost-effective to obtain euros through ATMs in Europe. Planning and comparing exchange rates and fees will help ensure you get the best value and avoid paying a premium for exchanging currency stateside.
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Using a multi-currency card
While it is possible to buy euros at JFK airport, the exchange rates are often not favourable. Exchange bureaus at US airports are known to charge high fees and offer poor exchange rates.
Competitive Exchange Rates
Multi-currency cards, such as the Travelex Money Card, offer competitive exchange rates that are often better than those offered by traditional banks or currency exchange bureaus. With a multi-currency card, you can lock in exchange rates, protecting your budget from unexpected currency fluctuations during your travels.
Cost-Effectiveness
Multi-currency cards typically do not charge foreign transaction fees or dynamic currency conversion (DCC) fees, which can add up to significant costs when using traditional credit or debit cards abroad. By avoiding these fees, you can save money on your international purchases and withdrawals.
Security
Multi-currency cards are not linked to your primary bank account, providing an extra layer of security. In the event that your card is lost, stolen, or damaged, most providers offer 24/7 global assistance, including card replacement or access to emergency cash to ensure your journey remains uninterrupted.
Convenience
Multi-currency cards offer seamless and flexible options for topping up your card on-the-go through mobile apps. They are widely accepted at millions of locations worldwide, providing a convenient and secure way to make purchases in stores, online, and to withdraw cash at ATMs during your travels.
Peace of Mind
By using a multi-currency card, you can reduce the amount of cash you need to carry while travelling, minimising the risk of loss or theft. Additionally, some multi-currency cards offer features such as freezing and unfreezing your card, providing enhanced security and peace of mind during your trip.
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Frequently asked questions
Yes, John F. Kennedy International Airport (JFK) has several currency exchange locations where you can buy euros.
Exchange rates at airport kiosks tend to be poor, with high fees. It is recommended to check the exchange rate and fees before using a currency exchange service at the airport.
It is recommended to use a bank ATM at the airport to get euros, as they usually have the best exchange rates and low or no fees.
You can get euros from your bank before your trip, or withdraw euros from an ATM when you arrive at your destination.
