Cancun Airport: Atm Access And Availability For Travelers

If you're travelling to Cancun, you may be wondering whether there are ATMs at the airport. The answer is yes, there are ATMs at Cancun Airport. In fact, there are ATMs and money exchange desks at each of the international arrival terminals. However, it's important to note that transactions may be subject to a fee, so be sure to check with your card issuer before travelling. Additionally, some travellers have reported that certain ATMs charge higher fees than others, so it may be worth doing some research ahead of time to find the most cost-effective option.

ATM locations in Cancun Airport

Cancun Airport has ATMs in each terminal, as well as Money Exchange Houses. Terminal 2 houses the airport's only bank, Banco Santander, which is located in the national arrivals area along with three ATMs. Terminals 3 and 4 have a convenient currency exchange service operated by CIBanco in addition to ATMs.

When using the ATMs, it's important to note that transactions may be subject to a fee. It's recommended that you check with your card issuer regarding the applicable fees to avoid any unexpected costs. Different card providers may have varying fee structures. Additionally, your bank may block your card if out-of-the-ordinary transactions are detected, so it's a good idea to keep your bank's contact information handy.

In terms of specific ATM locations within the airport, Terminal 3 has an ATM in the arrivals area after the glass doors that exit customs. Terminal 2 also has two ATMs located in the passageway after exiting the customs area. Terminal 4 has a HSBC ATM to the right of the final exit doors, but the fees can be higher for this particular ATM. Banco Santander ATMs can be found in Terminals 2 and 3, and they typically charge a fee of around 34 to 40 pesos.

ATM fees

There are ATMs at Cancun Airport, located in the arrivals area of Terminals 2, 3, and 4. The fees for using these ATMs vary, but they are typically between 20 and 60 pesos, or about $1-3 USD. Some users have reported fees as low as 26 pesos at the Santander ATM in Terminal 3, while others have reported fees as high as 100 pesos at the HSBC ATM in Terminal 4. It's important to note that these fees are in addition to any charges that your bank may apply for using an out-of-network ATM internationally.

When using an ATM in Cancun Airport, it's recommended to use a bank-affiliated ATM, as these typically have lower fees than private ATMs. Look for ATMs from banks like Santander, HSBC, Banco Santander, Banamex, Scotia, Bancomer, Banorte, and BBVA. It's also a good idea to inform your bank that you'll be using ATMs in Mexico during your trip, as some banks may have limits on foreign transactions or international ATM usage.

In addition to the ATM fees, you may also encounter dynamic currency conversion fees if you accept the ATM's offered exchange rate. It's recommended to decline this offer and let your bank handle the currency conversion, as you'll typically get a better rate.

To avoid high ATM fees, some travellers suggest withdrawing larger amounts of cash at once, as the fee remains the same regardless of the withdrawal amount. Others recommend opening an account with a bank that reimburses ATM fees, such as Schwab or Sofi. Alternatively, you can consider exchanging currency at a bank or currency exchange service before your trip to avoid ATM fees altogether.

Exchange rates

Cancun International Airport has ATMs in all four of its terminals. Terminal 2 is home to the airport's only airport bank, Banco Santander, which is located in the national arrivals area and has three ATMs. Terminals 3 and 4 have a convenient currency exchange service operated by CIBanco, in addition to ATMs.

When using an ATM in Cancun, you may be charged a fee. This fee varies depending on the ATM and the bank, but users have reported fees of 29 pesos, 30 pesos, 34 pesos, 40 pesos, and 100 pesos. It is recommended that you check with your bank about any fees they may charge for using an ATM in Mexico, as well as any foreign transaction fees. Some banks may also freeze your card if they detect out-of-the-ordinary transactions, so it is a good idea to notify your bank before your trip.

ATMs in Cancun Airport provide a reasonable exchange rate, but it is worth noting that your bank will determine the exchange rate for your transaction. The exchange rate offered by the ATM may be slightly different from the interbank rate, which is the rate used by banks when trading with each other. You can find the interbank rate on many apps and websites.

If you want to avoid ATM fees, you can exchange money at a bank or a currency exchange service. There are several banks operating in Cancun Airport, including Banamex, HSBC, BBVA, Santander, Scotiabank, and Banorte. These banks can be found easily throughout the city. However, banks may charge high transaction fees, and there may be limits on the amount of money you can exchange per day and per month. Alternatively, you can use a currency exchange service, which typically does not charge fees but may have limits on the amount of money they can exchange.

Safety and security

When travelling, it is always important to be aware of your surroundings and take precautions to ensure your safety and security. Here are some tips to keep in mind when using ATMs at the Cancun Airport:

• Be cautious of your surroundings when withdrawing cash. Be aware of anyone standing too close or trying to distract you. It is always better to be cautious and cancel the transaction if you feel unsafe.
• Only use bank-owned ATMs. Private ATMs may have higher fees and may be more likely to be compromised, leading to potential fraud or theft. Look for ATMs from major banks like Santander, Banamex, HSBC, and Banco Santander.
• Avoid using ATMs in low-traffic areas. Opt for those in high-traffic, public areas, as there is a lower risk of card skimming devices being installed.
• Keep a copy of your bank's contact information handy in case you need to report a lost or stolen card.
• Set a travel notice with your bank or card issuer to avoid potential card blocks due to unusual transactions.
• Be aware of applicable fees. Transaction fees may vary depending on the ATM and your card provider, so check with your bank beforehand to make an informed decision.
• Decline Dynamic Currency Conversion (DCC) if offered. This will ensure you get a better exchange rate, as your transaction will be processed at the interbank rate.
• Withdraw larger amounts infrequently to minimise the impact of per-transaction fees.
• Use an ATM or debit card that reimburses ATM fees to save money.
• Monitor your bank account regularly to detect any unauthorised transactions.
• Be cautious when carrying large amounts of cash. Try to keep it secure and only withdraw what you need.
• Be aware of local laws and customs regarding cash transactions. For example, in some countries, it is illegal to withdraw cash from an ATM using a card issued in another person's name.
• Keep your cash secure and hidden when leaving the ATM area.
• Be cautious of anyone offering help or trying to distract you at the ATM, as this could be a scam.
• If you encounter any issues with the ATM, contact the bank or card issuer immediately for assistance.
• Keep your personal information secure, and do not share your PIN or card details with anyone.

By following these safety and security tips, you can help protect yourself from potential fraud, theft, or other issues when using ATMs at the Cancun Airport or during your travels in general. It is always important to stay vigilant and take proactive measures to ensure your financial security when travelling to any destination.

Other ways to obtain cash in Cancun

Cancun International Airport has ATMs in Terminals 2, 3, and 4. The ATM fee is typically around 30-34 pesos, or about $1.70 USD. However, some users have reported fees as high as 100 pesos at certain ATMs. It is recommended to use ATMs that are owned by banks, as private ATMs may charge higher fees and offer unfavourable exchange rates.

If you are unable to use an ATM at the Cancun airport, there are several other ways to obtain cash. Here are some options:

• Using a credit or debit card: You can use your credit or debit card to make purchases or withdraw cash in Cancun. However, be sure to check with your card issuer to see if they charge any fees for international transactions or ATM withdrawals.
• Exchanging currency at a bank or money exchange service: You can bring your local currency to Cancun and exchange it for Mexican Pesos at a bank or money exchange service. It is recommended to compare exchange rates and fees before choosing a provider.
• Using a money transfer service: Services like Western Union or MoneyGram allow you to send money to yourself or a spouse internationally, and you can then pick up the cash at a local bank or other pickup location.
• Obtaining cash from your hotel: Many hotels in Cancun offer currency exchange services, although the exchange rates may not be as favourable as those offered by banks or money exchange services.
• Using traveller's checks: Traveller's checks can be used as a secure form of payment in Cancun, but they may not be accepted everywhere, and you may need to provide photo ID and ensure that your signature matches exactly. Additionally, you may need to pay a commission fee to change them.

Frequently asked questions