Atms At Delhi Airport: Availability And Functionality

If you're travelling through Delhi Airport and need to withdraw cash, there are several ATMs available. These include Allahabad Bank, Citibank, IndusInd Bank, Kotak Mahindra Bank, Punjab National Bank, and YES Bank. Most of these can be found in the T3 terminal, and some are also available in T1 and T1D. The ATMs are generally easy to find and are located before and after security, in departure and arrival areas. It's worth noting that some travellers have reported issues with certain ATMs, so you may need to try a few before finding one that works for you.

ATM locations at Delhi Airport

Delhi Airport has ATMs available for travellers who need cash or other banking services. The ATMs are located in prominent locations within the airport, including both departure and arrival areas, and are easily accessible 24/7.

Indus Ind Bank operates six ATMs spread across the terminal in the following locations: T1 Departures, T3 Arrivals, T3 Domestic Arrivals, T3 International Arrivals, T2 Arrivals, and T2 Departures.

Citibank and Punjab National Bank also have ATMs at the airport. According to a forum post, ATMs can be found in the T3 area of the airport, and they dispense Rs 100/500 notes.

Banks with ATM services at Delhi Airport

Delhi Airport, officially known as the Indira Gandhi International Airport, offers a variety of banking options for travellers passing through. There are several ATMs conveniently located throughout the airport, including at both the departure and arrival areas.

The Allahabad Bank ATM can be found at T3 Domestic Departures and Domestic Arrivals, and operates 24/7. Citibank also has an ATM at the same terminal for Domestic Departures, as well as Domestic and International Arrivals, which is also available 24/7.

IndusInd Bank, a new-generation private-sector bank in India, has six ATMs spread across the terminal in both departure and arrival areas. These are located at T1 Departures, T3 Arrivals, T3 Domestic Arrivals, T3 International Arrivals, T2 Arrivals, and T2 Departures.

Kotak Mahindra Bank, a reputed financial conglomerate in India, also has several ATMs across the terminal. These can be found at T1 Arrivals, T3 Domestic Arrivals, T3 Domestic Departures, and T3 International Arrivals. Like the Allahabad Bank and Citibank ATMs, these are also available 24/7.

Additionally, the Punjab National Bank and YES Bank have ATMs at the airport. The Punjab National Bank ATM is located at T3 International Departures and Arrivals, while the YES Bank ATM can be found at T3 Domestic and International Arrivals.

It is important to note that while the ATMs at Delhi Airport will be functional, the availability of cash in these machines cannot be determined in advance.

Exchange rates at airport ATMs

When it comes to accessing cash at Delhi Airport, there are plenty of ATMs available. The Indus Ind Bank ATM is located in a prominent location within the airport and is easily accessible 24/7. There are also ATMs provided by Allahabad Bank, Citibank, Kotak Mahindra Bank, Punjab National Bank, YES Bank, and Canara Bank. These are spread across the terminal in both departure and arrival areas, with most operating 24/7.

However, if you're looking to get the best exchange rate for your money, it might be better to avoid the airport ATMs. The exchange rate for your foreign currency to Indian rupees is generally lower at the airport than in the city. You can get better rates at currency exchange outlets in the city, particularly in market areas like Connaught Place. These outlets may or may not charge a commission, so it's worth shopping around to find the best rate.

If you do decide to exchange money at the airport, there are currency exchange counters in both the arrival and departure sections of Terminal 3. These include Punjab National Bank and Central Bank of India. EbixCash is the only company with a currency exchange counter in the departure section after the immigration and security check. It's important to note that the exchange rates offered by these companies are mostly the same, and there are rules governing how much currency you can exchange, depending on your passport and whether you're arriving or departing.

Withdrawing money from an ATM in India

Step-by-Step Guide

When you arrive in India, you may find that you need to withdraw cash from an ATM. Here is a step-by-step guide on how to do this:

• Insert your card: Most ATMs accept international bank cards, but look out for the Visa or Mastercard logo to be sure.
• Choose a language: The display screen will prompt you to select a language.
• Enter your 4-digit PIN: Make sure you enter the correct PIN, as multiple wrong attempts may block your card.
• Select the type of transaction: Choose 'Withdrawal' from the display screen options.
• Select your account type: Choose the account type associated with your card.
• Enter the withdrawal amount: Ensure the amount is a multiple of 100 or 500 (depending on the machine) and less than your available balance. Typically, ATMs in India have a low per-transaction withdrawal limit of around 10,000 INR.
• Collect your cash: The cash dispenser will provide your cash, and you can take it.
• Get a receipt: You will be asked if you would like a receipt. If you do, press 'Yes'. If not, the ATM will display your balance and complete the transaction.
• Collect your card: The machine will return your card.

Other Things to Note

• Cardless withdrawals: Some banks in India offer cardless withdrawals through their mobile banking apps, where you can generate a one-time code for access to the ATM.
• Unique characteristics of Indian ATMs: Indian ATMs may give your card back at the beginning of the transaction. Simply take your card and continue with the transaction as normal.
• Fees: While not all banks charge ATM fees, most do. Fees can range from 150-300 INR per transaction. These fees should be displayed before you complete the transaction. Additionally, your home bank may also charge withdrawal and foreign transaction fees.
• Currency exchange: Indian law does not allow foreigners to bring Indian rupees into the country, so you will need to buy rupees once you arrive. Airports, currency exchange booths, and hotels can provide currency exchange, but the rates may not be favourable. Using an ATM to withdraw rupees directly is a straightforward and recommended option.
• ATMs at Delhi Airport: There are working ATMs at Delhi Airport, including in Terminal 3 Arrivals.

Using a foreign card in an Indian ATM

India has ATMs in almost all destinations, even in many semi-rural regions. Most of these ATMs accept international debit and credit cards, but it is recommended to use them only in emergencies. If you are from an EU country, look out for the Cirrus, Maestro, or PLUS logo for debit card usage, and the Visa or Mastercard logo for credit card usage. If you are not from an EU country, look out for the AMEX, Mastercard, or VISA logo.

If your credit or debit card is meant to be used domestically, you won't be able to use it in any of the ATMs in India. To find out whether your card can be used in India, talk to your bank representative. Also, learn about the transaction fee for foreign use and other details.

If you want to withdraw cash from an ATM in India, the best way to do so is to go to an HDFC ATM and withdraw cash. ICICI ATMs used to work for foreign cards but don't anymore. Federal Bank ATMs also work for foreign cards. It is likely that other international banks like Citibank and HSBC have compatible ATMs.

ATMs at the Delhi airport will be working, but it depends on how much money is left in them and you wouldn't be able to tell in advance.

Frequently asked questions