Ruth Haines
John F. Kennedy International Airport (JFK) offers currency exchange services for both business and leisure travellers. Currency exchange is available at the airport's Terminal 8, the main terminal. There are several options for exchanging money at JFK Airport, including over-the-counter services, ATMs, and companies like CXI and Travelex. While convenient, airport currency exchange services may charge higher fees and offer less favourable exchange rates compared to other alternatives. It is recommended to compare the costs, convenience, and ease of use of different options before choosing a currency exchange service.
| Characteristics | Values |
|---|---|
| Currency exchange availability | Yes |
| Number of currency exchange locations | 10 |
| Currency exchange companies | CXI, Travelex |
| Exchange fee | Yes |
| ATM availability | Yes |
| Credit and debit card acceptance | Yes |
| Credit card transaction limit | $2,999.99 |
| Debit card transaction limit | $4,999.99 |
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What You'll Learn
Currency exchange locations at JFK
John F Kennedy International Airport (JFK) has 10 currency exchange locations. While you do have multiple options for currency exchange at JFK, the exchange rates and fees offered at the airport may not always be the most favourable. Therefore, it is advisable to compare a few options before deciding to exchange your money.
One of the currency exchange providers at JFK is CXI, the self-proclaimed largest and most trusted foreign currency exchange company in North America. CXI offers foreign currency on demand with no waiting time for the most popular international currencies. In addition to exchanging foreign currency banknotes, CXI also sells gold bullion coins and other products tailored to each market.
Another currency exchange provider at JFK is Wise, which provides conversions at the mid-market exchange rate without any markups or hidden fees.
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Money-saving alternatives
John F Kennedy International Airport (JFK) has several currency exchange locations available, but the exchange rates and fees on offer at the airport aren't always the best available. Here are some money-saving alternatives:
Compare Exchange Rates and Fees
Before deciding to exchange your money at JFK Airport, compare the exchange rates and fees offered by different providers, both at the airport and elsewhere. This will help you make an informed decision and ensure you get the best value for your money.
Use a Multi-Currency Card
Consider using a multi-currency card from providers like Wise or Revolut. These cards allow you to hold foreign currencies in a digital account and make payments with a physical or virtual card. You can also withdraw local currency from ATMs when needed. Wise, for example, provides conversions at the mid-market exchange rate without any markups or hidden fees.
Use ATMs
If you need cash, consider using ATMs available at JFK Airport instead of currency exchange counters. ATM withdrawals can provide you with cash in the local currency without the high fees and unfavourable exchange rates often associated with airport currency exchange services.
Spread Out Your Cash
Instead of exchanging a large amount of money at once, spread your cash across several secure places on your person and in your carry-on luggage. This minimizes the potential loss in case of theft or misplacement. You can also consider using a money belt worn under your clothing, which is a safer alternative to a wallet that can be easily targeted by pickpockets.
Ensure Travel Insurance Coverage
Make sure your travel insurance policy includes coverage for the theft of cash. This will help you recover some losses in case of an incident. Remember to make a police report as soon as possible to support your insurance claim.
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Exchange rates and fees
Currency exchange services at airports are usually expensive due to a lack of competition. At John F. Kennedy International Airport (JFK), there are several options for exchanging money, including over-the-counter services and ATMs. While convenient, these services often charge high fees and offer unfavourable exchange rates.
Over-the-counter currency exchange services at JFK, such as CXI and Travelex, provide fast and convenient exchanges. They buy and sell various foreign currencies and accept multiple payment methods, including cash, debit cards, and credit cards. However, additional costs may apply for credit card transactions, and the true cost of exchanging currency may not be immediately clear due to potential fees added to the exchange rate.
ATMs at JFK offer quick cash withdrawals and deposits, providing another option for obtaining local currency. However, ATM transactions may also incur fees, and it is important to consider the dynamic currency conversion rates applied by your bank or card issuer.
To obtain the most favourable exchange rates and minimise fees, it is generally recommended to compare multiple currency exchange services and plan ahead. Some currency exchange companies at JFK, such as CXI, allow customers to call ahead and reserve their desired currency for pickup, ensuring its availability. Additionally, online reviews and ratings can provide valuable insights into the costs, convenience, and ease of use of different currency exchange options at the airport.
While exchanging currency at JFK can be convenient, particularly for last-minute needs, travellers should be aware of the potential for higher fees and less competitive exchange rates compared to other options. By researching in advance and comparing multiple services, travellers can make informed decisions and potentially find more cost-effective alternatives.
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ATMs and cash-in-hand options
John F. Kennedy International Airport (JFK) has several options for ATMs and cash withdrawals. You can find HSBC ATMs near the airport entrance and at Terminal 7. These are available 24/7 and can be contacted on +1 800 975 4722. The Cardtronics ATM is located at Terminal 4 and is also open 24 hours a day. It can be reached on +1 800 986 9666. J.P. Morgan and Chase Bank both have ATMs available at Terminal 5 and Terminal 6, respectively. They are also accessible 24/7 and can be contacted on +1 800 935 9935.
For more comprehensive banking services, JFK houses branches of several credit unions. The American Airlines Credit Union Branch and Xcel Federal Credit Union Branch are located at Terminal 7. They can be contacted on +1 817 952 4500 and +1 973 275 9235, respectively, and are open from 8:00 to 15:00. The People’s Alliance Federal Credit Union Branch is located at Terminal 6 and can be reached on +1 718 656 1774. It is also open from 8:00 to 15:00.
In addition to ATMs, JFK offers currency exchange services. There are 10 currency exchange locations at the airport, including Lenlyn Ltd. Ice Currency at Terminal 1 and Travelex Currency Services at Terminals 2, 3, 4, 5, 7, and 8. However, it is worth noting that airport currency exchange services typically have higher costs due to high fees and unfavourable exchange rates. Therefore, it is recommended to compare the available options and consider the associated fees and exchange rates before choosing a currency exchange service.
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Contact information and opening hours
John F. Kennedy International Airport (JFK) has several currency exchange counters available—10, to be exact. One of the currency exchange services is located in Terminal 8, the main terminal.
Currency Exchange International at JFK Terminal 4 Retail Hall East is open every day from 9:00 am to 6:00 pm. You can contact them by calling (718) 751-3374.
Another currency exchange service at JFK Airport, Ice USA, is located in Terminal 1 and is open every day from 9:00 am to 11:30 pm. Their contact number is 718 751 2935.
You can also connect with the airport authorities using the contact details on their website for more information about currency exchange services at JFK Airport.
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Frequently asked questions
Yes, John F. Kennedy International Airport (JFK) has several currency exchange locations within its terminals, including CXI, Travelex, and ATMs.
Yes, it is recommended to compare options before deciding to exchange currency at JFK airport, as the exchange rates and fees may not always be the most favourable. Alternatives include exchanging currency in advance or using ATMs at the airport to obtain cash.
The operating hours may vary depending on the specific currency exchange location within the airport. For example, the ICE Currency Exchange in Terminal 1 is open from 9:00 AM to 11:30 PM, seven days a week.
